Cheap Medical Health Insurance For Single Moms

If you have ever been without health insurance, you know how scary that can be – well, try being a single parent and being without health coverage! Finding cheap health insurance for single mothers is not easy, but it is possible.

One of the things that you will have to face when shopping for cheap health insurance for single mothers is this: a low deductible is NOT your friend. Yes, that is right. I said that a low deductible is not necessarily a good thing and the reason is that when you have a low deductible, you have higher rates. It’s one of Newton’s laws of physics: for every action, there is an equal and opposite reaction. So you will have to swallow a higher deductible in order to get lower premium rates.

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And another casualty in the struggle for cheap health insurance for single mothers is the co-pay. This is the portion of the doctor’s office visit that you will have to pay. When you have a low co-pay, again, your rates will be higher because the insurance company has to offset the premium loss. Be advised that you will have to pay that higher co-pay and that is that.

Cheap Medical Health Insurance For Single Moms

Insurance companies are not in the business of giving something for nothing, after all. They are businesses just like a grocery store or gas station and there is a profit margin to be considered. That having been said, they do try to provide cheap health insurance for single mothers, but cheap does not equal free and as a consumer, you must be aware of this fact.

Finally, when looking for affordable health insurance, take the time to do a fairly in depth search on my personal favorite shopping venue – the Internet. You can enter the keywords into your favorite search engine and get started on your journey of discovery. You will want to take the time and do a careful comparison of the different plans that are available, taking into consideration the premium rates versus the deductible and co-pay offsets.

Some states have low cost coverages for either single parents or low income families, but these are not as common as cheap health insurance for single mothers and you have a better chance of finding coverages with a more conventional insurance plan. Look at the larger companies first, as they have the means to offer a wider range of programs and premiums. Good luck!

Cheap Medical Health Insurance For Single Moms

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